4 5. Coast Professional Inc & IRS Collections The IRS works with private debt collection agencies such as Coast Professional Inc that work to collect payments from taxpayers. ChexSystems Have You Been Denied a Bank Account? However, federal student loan debt has several differences from other types of debt (including private student loans) that you need to be aware of. CPI has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including improper contact or sharing of information and attempting to collect debts not owed. WHO WE SERVE? If they keep calling, send them a cease & desist letter. And making payments on the debt will reset the clock. Provided you take action fast enough, they must respondand sometimes, even drop their claim entirely. The FinanceJar Team is a group of financial experts, writers, and industry professionals who collaborate to bring you fresh and simple insights into your finances. Its best to remain cautious of anyone claiming to represent Coast Professional. ), (Some clients have raised their credit scores by 100 points or more.*). For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. Were grateful for that trust, and we wont abuse it. His textile-merchant family has been collecting art for generations, and . If you want, you can negotiate through a debt settlement agency, but be wary of scammers and avoid companies that charge you large amounts upfront. Coast Professional is a legitimate company. Last year, the IRS continued to see increased collections . Its a good idea to familiarize yourself with your rights by reading the FDCPA and Telephone Consumer Protection Act. If you dont, it might be a scam. If you want to remove Coast Professionalfrom your credit report, write to their address: Whats more, if your dispute is sent to an arbitrator, then you may give up your right to take Coast Professional to court. 10/7/2021 9:30. Find out what works well at Coast Professional, Inc. from the people who know best. Coast Professional Inc. does have the following cases brought against them for violating the Fair Debt Collections Practices Act (FDCPA). You can get their collection accounts off your credit report by following these steps: Everyone should follow the first two steps. However, sometimes its better just to pay the collection account, especially if its new, and youre certain that its legit. One of the best ways to combat this is to dispute and remove unvalidated debts. If you click on one of those links, we get paid. 2, Coast Professional collects the following types of debt: 1, Since 2016, the Internal Revenue Service (IRS) has contracted with debt collections agencies to service its Private Debt Collection program, and in September 2021, Coast Professional became one of the IRSs contracted debt collection agencies. They're dedicated to guiding you toward the right path on your financial journey. Box 2876 West Monroe, LA 71294 Toll Free: 888.815.2843 Fax: 318.807.4884 Want to learn More about coast? There are serious flaws in the credit scoring system that reinforce We make money from advertising. You can verify your debts with them by contacting Coast Professional directly. CPI is another way that Coast Professional may appear on your credit report. 10 This should be your first step. This notice provides you with a 30-day window to get your loans out of default before your wages are garnished. All of our articles undergo several rounds of fact-checking before we publish them, and we do our best to keep them as no-nonsense and jargon-free as possible while still delivering the information that you need. How To Get Student Loan Forgiveness For Social Workers. Guaranteed Installment Loans for Bad Credit. The private collectors will identify themselves as contractors collecting taxes on behalf of the IRS. Coast Professional, Inc (License# 1472229) is a business licensed with City of New York, Department of Consumer Affairs (DCA). Manager (Current Employee) - Geneseo, NY - September 13, 2021. The toll-free telephone number is 800-231-0225 and the direct number is 318-807-4500. Some of these agencies feel that the FDCPA does not apply to them for this reason. How To Get Student Loan Forgiveness For Police & Law Enforcement. Its best to avoid speaking to a collection agency on the phone. Coast Professional, Inc. | 1,684 followers on LinkedIn. You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Address: 231 East Ave, Albion, NY 14411. They are not a fake company, or a scam. Have you recently checked your credit report only to find an unfamiliar company reporting negative information? Flexible work hours, great benefits and compensation. There's one problem. And the advertised offers may be subject to additional terms and conditions of the advertiser. If you dont dispute each account with the credit bureaus and get them removed, they can damage your credit score. Paying it off could hurt your score. Total and Permanent Disability Discharge. Coast Professional is a debt collection agency, which means they collect severely delinquent debts that have been transferred or sold. This can happen if you defaulted on a federal student loan or forgot to pay a bill and your account was sent to a debt collector. A review would mean a lot to us and takes less than 20 seconds. Coast Professional is a debt collection agency. Dont want to wait? Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Since 1976, we have worked to perfect both the art and science of student loan and government-related collections and we understand the difficulty in managing your past due receivables. You can write a credit dispute letter to Experian, Equifax, or TransUnion to delete the collection account from your credit report if you believe your debt went into default by mistake. Have you been delinquent on your student loans and received written correspondence indicating that you are in danger of further legal ramifications if you fail to rectify the situation? If your answer is yes, you may want to talk with one of our advisors! At this point, DRG/DMCS will keep your loans or send it to a private collection agency. Careers at Coast The FDCPA protects you from debt collector harassment and abuse by making it illegal for debt collectors to do any of the following: 10. The third new contract is with Coast Professional, Inc. (Coast). Fill in your information and we will securely pull your TransUnion credit report. If you ask them to stop calling you and only communicate via letter or email, then theyre legally obligated to do so. If you can show that the debt collection company has violated your rights under the FDCPA, then you can collect $1,000 in statutory damages for each violation as well as payment for any damages that youve sustained as a result of their violation. The reason that you may see Coast Professional Inc appearing on your credit report is that you defaulted on a student loan. 12. Disclaimer: Crediful does its best to maintain accurate and updated information. They have helped many people in your situation. COAST PROFESSIONAL INC is a business licensed by State of Delaware, Department of Finance, Division of Revenue. 1, More specifically, Coast Professional has held contracts with the United States Department of Education and Internal Revenue Service (IRS). Removing Coast Professional from your credit report may be possible if any information on the account is incorrect, error'd, or fraudulent, and is not (or cannot be) fixed in an appropriate amount of time. If you -or anyone you know- have had Coast Professional Inc., or any other collection agency, violate your consumer rights let Sue the Collector help you! Specialists available Monday to Friday, 10AM - 8PM EST. Here's our guide to the best private art collections to see in Berlin apartments. The first step is to use a pay-for-delete letter template to draft your letter and send it to Coast Professional. Website: coastprofessional.com. The most effective way to deal with Coast Professional is to work with a credit repair professional. Some states allow wage garnishment, while others do not. If Coast Professional has violated your rights under the FDCPA or done something illegal, then you can report them to the Federal Trade Commission, the Consumer Financial Protection Bureau, or your state attorney general. You have rights under the Fair Debt Collection Practices Act that prohibit debt collectors from harassing you. ConServe Phone Number: (800) 231-0225 Our Services How to handle Collections and Debt Collectors, Vehicle Repossessions and the Fair Debt Collections Practices Act 1692 f (6). Your subsidized loans will not accrue interest while you are in deferment. This can be submitted on www.studentloans.gov. Coast Professional, Inc. is a legitimate company. In 2015, this agency was one of 5 agencies that were fired by the Department of Education for violating consumer rights and providing misleading and deceptive information to collect on student loan debts. #1 Performance ranking goal for every client. By clicking "Submit" I agree by electronic signature to: (1) be contacted about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice and SMS text at my residential or cellular number, dialed manually or by autodialer, and by email (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use. Find Out! ConServe PO Box 307 Fairport, NY 14450 844-853-4875. The best way to stop a wage garnishment is to communicate with your loan service provider either before you miss a payment or the second you miss a payment. Pros. We'll discuss what they do, what your rights are, and how to get them off your credit report. We know that taking financial advice from us requires a lot of trust on your part. Thirty-five states and the District of Columbia allow you to record your phone conversations secretly. Some of our articles feature links to our partners, who compensate us when you click them. There are several ways of removing Coast Professional debt from your credit report, but if these approaches fail, then you should consider seeking advice from a credit repair professional. This field is for validation purposes and should be left unchanged. Call (888) 859-0871 now. Our pages feature links to our partners websites. Some deferments can last 3 years, and others are tied in with how long you qualify based on your qualifying event. Our writers do not take FinanceJars relationship with its affiliates into consideration when writing their reviews and articles. Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Business ProfileCoast Professional, Inc. This is just one of the reasons why the IRS has made them one of their official collection agencies. In addition to collections, Lexington Law helps you challenge (and possibly remove) other inaccurate information from your credit report. According to their website, their mission is to, Help consumers address their obligations while enhancing their future financial opportunities., Their office hours are Mon. All student loans can affect your credit score and be sent to collections if you fail to pay. When your loans are sent to Coast Professionals because you defaulted on your payments, they can garnish your wages. Address: 214 Expo Cir # 7, West Monroe, LA 71292Phone Number: (714) 734-9997Years in Business: 44Business Started: 1976 Business Started Locally: noBusiness Incorporated: yesType of Entity: corporationWebsite: https://coastprofessional.com/Doing Business As: Coast Professional Inc. We currently provide collection services to over 200 government institutions, colleges . They buy debt from a number of different creditors that have given up on trying to collect the amount themselves (sometimes referred to as a "charge-off"). Ask for a letter with details about the original debt, then hang up. Box 307 Fairport, NY 14450 844-853-4875 negative items from their credit reports. Debt Settlement: For Beginners How It Works and If Its Worth It. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid'. You should consult an attorney for advice regarding your individual situation. Coast Professional Inc is a debt collection agency that specializes in educational receivables recovery. If you are dealing with credit and debt issues, you should contact a local attorney regardless of your use of our service. This is completely secure and wont hurt your credit score. Is Coast Professional, Inc. hurting your credit score? Call Lexington Law to learn how they can help you avoid lawsuits and remove derogatory marks from your credit history that will significantly improve your credit scores. Most Town offices closed. To begin negotiations, ask them to delete the account for 50% of the total balance. Its important to bear in mind that sending a goodwill letter is a long shot, and Coast Professional is under no obligation to change your report. License Number. You may also not have to pay at all, and if any issues with the account exist you may have it removed all together (and never have to hear from them again). There are several credit score facts and myths out there. Contact us today for a free consult to know your rights and dont let Coast Professional Inc. get the best of you! Our expert legal team will review your information and will help you determine if you have a case against your debt collectorat no cost to you! Who Are They? The result? e will give you advice for how you can improve your credit. Coast Professional is a debt collection agency. Paying off Coast Professional to have credit bureaus delete it from your report seems ideal. Home Debt Debt Collection Collection Agencies Coast Professional. We invite you to contact us and welcome your calls, letters and electronic mail. In particular: Avoid the phone. However, bank account and credit card information should be kept private. If you answered yes to any of these situations, you could be in default on your student loan debt and the collection agency such as Coast Professional Inc is trying to contact you. What is the Fair Debt Collection Practices Act (FDCPA)? All information is presented without any warranty or guarantee to you. How Do I Contact Them? Box 425 Geneseo, NY 14454 888-928-0510 ConServe P.O. You have the right to be left alone, and make some easy money in the process! Fiscal Service awarded task orders to the following contractors to provide delinquent debt collection services: The CBE Group, Inc. P.O. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more. Currently, only the following three agencies collect debts on behalf of the IRS: Although a Coast Professional representative will be the one to contact you about your account, you should always make your payments directly to the IRS. Coast Professional isnt a scam, but you should make sure to avoid scammers by verifying your debts and only making payments once youre sure theyre legitimate. You can attempt to negotiate with Coast Professional Inc for a non-standard settlement, which can be for 18-40% of your student loan debt. Box 1528. This hurts your score (and chances) to get approved for a loan or other important financial event. If youre not sure where to start, then check out the sample letters provided by the CFPB. The most hassle free way to do this is to call (844) 977-3029, today. Second best is never an option at Coast. Logging it to Coast Professional may be a good idea. A standard settlement offer will waive collection fees and sometimes some of the interest, but according to documents from the US Department of Education, it cant waive more than 10% of the actual loan amount (the principal). Box 2217 Waterloo, IA 50704 800-910-5837 Coast Professional, Inc. P.O. Get a Free Consultation Your collections still appears on your report for 7 years (from the date of first delinquency). The account number is #2009105708. Credit bureaus have 30 days to respond to your dispute. In some cases this means they purchased the debt from the original creditor (i.e. Two of the new contracts are with companies the IRS originally hired, CBE and ConServe. This includes threatening to sue you or foreclose on your home. You likely want to call Credit Glory, first (844) 977-3029. The Internal Revenue Service has awarded new contracts to three private-sector collection agencies for collection of overdue tax debts beginning Sept. 23. This will make things much easier if you need to take legal action against them in the future. insideARM Perspective: If they dont, then theyre legally obligated to remove the debt item. Do not make payments to any non-IRS accounts. Give them a call at (800) 220-0084 for a free credit consultation to see what they can do for you. If your loan servicer is aware of your financial hardship before your loan is placed in default status, you have more options available to you such as: This postpones your payments for at least 12 months. The collection agency will continue reporting negative information to all three credit bureaus until your student loans are back in good standing. This can save you time and help you avoid the frustration of trying to remove their negative marks on your own. ConServe PO Box 307 . They have been in business since 1976. But they are wrong. If you tell the debt collector you intend to record, and they keep talking, consider it permission. You can sue for harassment, and you wont need to pay the legal fees if you win. If your loans are set to a collection agency and you are considered to be in default, you are no longer eligible for deferment, forbearance, or Income-driven repayment plans. Coast is a six-time honoree on the Inc. 5000 list for America's Fastest-Growing Private Companies provided by Inc. magazine and, in 2019, was recognized for the fourth time as one of the Best Places to Work in Collections by . Uncover why Coast Professional, Inc. is the best company for you. When Coast Professional calls you, ask them to send a written notice detailing the debt theyre collecting, known as a debt validation letter, if they havent already. The '+' indicates that both terms must be present. Our editorial team operates independently (with no influence from our affiliates or our advertising team) so as to avoid compromising the objectivity of our reviews. A pay-for-delete request is different from a goodwill letter because it applies to debts that you havent yet paid off. Keep in mind with this option you need to have the payment made within 30 to 90 days. Hiding money or assets from a legitimate collection agency is illegal if you owe them. The following companies were awarded the new IRS collection contracts. Debt collection help might include; collection demand letters, debt collector phone calls, credit reporting to . Dont want to wait? Disclaimer / Attorney Advertising / Sitemap. #studentloanforg, Visit link in bio to learn more. #studentlo, Visit link in bio to learn more. You are just another number to this company. They are contracted by the Department of Education to collect on defaulted student loan debt. We strongly recommend giving us a call to determine the likelihood of a lawsuit, but also steps you can take to get this collection removed. In accordance with the FDCPA, all debt collectors are required to send this letter within 5 days of first contacting you. Coast Professional, Inc. PO Box 526 Albion, NY 14411 888-928-0510. Phone Number: (800) 231-0225 Does this information claim that you are in default on a loan for tens of thousands of dollars? It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.If you're looking for a reputable company to increase your credit score, give us a call @ (844) 977-3029. Another option is filing a complaint on the Better Business Bureau (BBB) website, but this might not have the outcome youre hoping for. However, we strongly recommend giving a Credit Repair company (like us), a call first. In other cases they may not own the debt themselves, instead being paid to collect on behalf of another company. Another option that you have to postpone your student loan payments, is by deferring them. Disputing an incorrect entry on your credit report can be stressful and difficult. Speak with one of our friendly Credit Specialists to find out how we can help you. Founded in 1976, Coast Professional, Inc. is an accounts receivable management company that provides debt collection services for government and educational institutions. Coast Professional is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). We have found cases against them for violating the Fair Debt Collections Practices Act. We hope this template helps you achieve your goals. Our writers and editors follow strict editorial standards and operate independently from our advertisers and affiliates. Coast Professional, Inc. We promise to always deliver the best financial advice that we can. They may attempt to communicate with you via mail or phone calls (demanding payment). So, your actual offer terms from an advertisermay be different than theoffer terms on this site. Theyre a legitimate company thats been hired to collect debts on behalf of government agencies and educational institutions. Working on the agency's behalf under its Private Debt Collection program, Coast maintains a strict compliance program to provide quality service, fair treatment, and adhere to all taxpayer rights. Payday Loans The Good, The Bad and the Super Ugly. Lexington Law knows that you have rights, and Coast Professional, Inc. does too. The collection agency will contact you to notify you of your options before a garnishment starts. Dont attempt to hide money. In some cases this means they purchased the debt from the original creditor (i.e. 12 Rehabilitation brings your student loans out of default and renews your eligibility for certain benefits, such as deferment, forbearance, alternative repayment plans, and loan forgiveness. Credit Glory does not guarantee the permanent removal of verifiable tradelines or make promise(s) of any particular outcome whatsoever. Coast Professional, Inc. focuses on the recovery of government and higher education debt, including Federal and non-Federal student loans, accounts receivables . Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. Coast Professional is a debt collector reporting a collection account on your credit report. Coast Professional Inc., PO Box 526, Albion, New York, 14411; (888) 928-0510; and, ConServe, PO Box 307, Fairport, New York, 14450; (844) 853-4875. 2022 ONR Financial Networks LLC All Rights Reserved. Coast Professional collects for a variety of lending companies (called creditors). Learn more about how we make money. Founded in 1976 and headquartered in Geneseo, New York, Coast Professional full-service collection agency, offering collection-related services, including telep hone and mail efforts, skip tracing, and litigation . Ignoring them sets you up for a possible lawsuit. Box 2217 Waterloo, IA 50704 800-910-5837. Statue of Limitations on Debt - State By State, Everything You Need to Know About Filing for Bankruptcy, How To Rebuild Your Credit After Bankruptcy. CBE Group, Inc. (Waterloo, IA) Coast Professional, Inc. (Albion, NY) ConServe (Fairport, N.Y.) While CBE Group and ConServe have been collecting IRS debts since 2016, Coast Professional, Inc is new to the mix. 11. To ensure that our articles and reviews are objective and unbiased, our writers and editors operate independently from our advertisers and affiliates. If you are unsure how to proceed after reading this guide, you can contact our office to speak with a professional debt specialist that can help you with your situation. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate. Debt collectors must abide by state and federal laws in the United States. Because they deal with federal student loan collections, this might mean youve defaulted on your student loan payments. However, dont expect to have most of your debt written off. Bear in mind that debt settlements still hurt your credit score, and like most other negative marks, theyll remain on your credit report for up to seven years. How To Get Student Loan Forgiveness For Nurses. Coast Professional's Address, Phone Number, and Contact Information Coast Professional is headquartered at 4273 Volunteer Road, Geneseo, NY 14454. Collections. Of these complaints, 52 were closed in the last 12 months. Box 526 Albion, NY 14411 888-928-0510. Never talk to a debt collector on the phone. In rare cases it may happen, but it is not the norm. West Monroe, LA 71292 We do not offer warranties for any products and services linked from this site and do not directly endorse any advertisements shown. Recycling collection for Monday, December 26 will be on Tuesday, December 27 along with regular Tuesday collection. Getting this account removed may be possible. With these payment plans, you could qualify for loan forgiveness after 20 or 25 years of repayment. Coast Professional has been collecting outstanding federal student loan debt on behalf of the Department of Education since 2009, and their current contract runs through 2024. Effective September 23, 2021, when the IRS assigns your account to a private collection agency, one of these three agencies will contact you on the government's behalf: CBE Group Inc. P.O. 8 am to 9 pm EST, Fridays 8 am to 4:30 pm EST, Website:http://www.coastprofessional.com/. Get a credit improvement plan that works for you with 1 phone call. You can get your collection completely removed. 200+ The number of college and university clients with the ability to collect across the United States. Debtstrategists help you get back on track financially, Learn more at debtstrategists.com/blog The most common type of settlement deal that customers make with debt collectors is known as a pay-for-delete agreement. How To Get Student Loan Forgiveness For Teachers. On the other hand, if it turns out that your debt is both legitimate and recent, then proceed to one of the steps after that, depending on your circumstances. It's very unlikely that Coast Professional decides to sue. If your outstanding debts were sent to Coast Professional but you later paid them off, you may be able to get the collection account removed from your credit report by asking for something called a goodwill deletion or goodwill adjustment. Caring leadership, opportunities for advancement, good managers who encourage good morale, fair pay. Simple. 13. Fair Debt Collections Practices Act (FDCPA), false and highly misleading methods of collecting a debt. We do not spam or sell your information. West Monroe, LA 71292 Theyll forward your complaint to Coast Professional, but theres no guarantee that the agency will address it in a satisfactory manner. College and University Division Coast Professional, Inc, P.O. To support our work, we are paid for providing advertising services. Let us know what you think. We Are all about You! However, you should make sure to get the agreement in writing before you make any payments. Settling your debt with Coast Professional may help your score, but it may also hurt your score. The IRS has used private collection agencies to recover delinquent tax debt off and on several times over the years. Its a good idea to also send a letter to Coast Professional and your original loan provider so that all parties have complete information when investigating the matter. Debt collectors often buy and sell debt from one another. When you default on a student loan, the Department of Education contracts with private collection agencies to collect the debt. a credit card or loan company). Coast Professional, Inc. PO Box 526 Albion, NY 14411 888-928-0510. A lot of the time, debt collection agencies dont have adequate evidence, whether you owe the listed amount or not. Coast Professional continues to call and attempt to collect a debt. They are contracted by the Department of Education to collect on defaulted student loan debt. However, they may repeatedly spam call, text, or email you. What is defined as a Consumer Debt and what is not. Youll want to include any supporting evidence or documentation you have, including: You can also call Coast Professional on the phone, although theres a chance that the person you end up speaking to wont have the authority to make changes to your records. When you dispute the item on your credit report, make sure to send along any supporting documentation that you have on hand. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone. Student loan rehabilitation is a government program thats designed to help you get out of default. By submitting your complaint, you agree and give consent to allow our network of attorneys to contact you via automatic dialer, telephone, mobile, SMS (Text Message) or email. We are an independent publisher. Average Coast Professional, Inc. hourly pay ranges from approximately $13.24 per hour for Debt Collector to $16.84 per hour for Quality Assurance Analyst. Our relationships with our affiliates may affect which products we feature on our site and where these products appear in our articles. Usually this means they paid pennies on the dollar, sometimes 1/10th of the original cost, to buy this debt. This option requires you to make 9 consecutive on-time monthly payments within 10 months. I have been in this industry for 20 years and have found that Coast Professional Inc., is a fantastic company to work for.
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